yes, and i'm going to continue to be liberal . . . it also means his creditors aren't paid. they're in trouble. they go to banks and are turned down . . . more bankruptcies he is not only older and wiser, but his present trouble has taught him precaution. in my estimation, gentlemen, jones is no risk. neither are the thousands of other joneses throughout the country before i take a man into this bank, and before i extend credit to anyone, i satisfy myself on one thing - do i believe in him? i'm sick and tired of these people dilly-dallying. people who can't make up their minds somebody else could have done it, couldn't they? no, i'm busy. see me later. come on boys! come on clark! it'll do your heart good.