joyce is with a middle-aged couple and their bored, sour-puss teenage son, boyd. he's sitting in a chair with his legs slung over the sides waving a bic lighter back and forth across his rump. the parents are joyce's clients from vermont. a loan officer is discussing the local financing situation with them. his is an open office adjacent to the teller windows. joyce's back is to the tellers. the ferrari screams down the avenue and disappears down the underground ramp. his fingers runs down to a party of three for 12:00. a young person is playing a video game in a far corner. along the kitchen floor. through the kitchen, into the dining room. we hear a large dog growl. the attendant and the rastaman are glowering at him. they're holding bags of fried chicken. in the gridlock traffic, their cab is squeezed tight alongside another cab. in that cab is tom. he's about a foot from ferris. he turns and looks right into camera. sloane's bouncing up and down. the rottweiler leaps at camera. a glimpse of a fleeting figure. rooney's looking down at him. he's holding the house key.