modest, two-story, on a side street. the front door is open; the boat tied up outside. there's a light on in the front hall. the house has been hit by the flood. it's being pulled by the massive current, stretching overhead phone and power lines. the house is carried on the current, turning in the water. the house is impaled on a tree, the current sluicing around it. tom and karen swim out of a second floor window, grab the rain gutter. tom pulls himself onto the roof then grabs karen and helps her up. they crawl until they're clear of the edge. only the sloped roof of the house is visible in the swirling water. they are just catching their breath when they are hit by.